Axis Flipkart Credit Card Review & Benefits – Apply Now

Axis Flipkart Credit Card is a leading cashback card in India and is exclusively designed for frequent users of Flipkart and Myntra for online shopping. This card comes with amazing benefits such as the whopping 5% cashback on all transactions via the Flipkart and Myntra platforms, and also on other merchants such as Uber, Swiggy, PVR, and so much more.

You also enjoy other benefits on domestic travels, discounts on fuel expenses, and dining while using your Axis Flipkart Credit Card. The best thing is you get your cashback automatically credited back to your statement once you complete a monthly cycle. It is generally a great card for cashback when you carry out both offline and online transactions with the Flipkart Credit Card.

With an annual fee of Rs. 500, cardholders enjoy Rs. 1,100 worth of activation and joining benefits, free access to domestic lounges at the airport for a better travel experience within India, and a 50% discount on Swiggy transactions up to Rs.100 for new customers. This makes the Axis Flipkart Credit Card a suitable option for shopping, lifestyle, travel, and entertainment when compared to other credit cards like the Amazon Pay Credit Card.

Axis Flipkart Credit Card Review

Purpose	Shopping & Cashback
Joining/ Renewal Fee	Rs. 500 + GST
Eligibility	·         Resident or Non-Resident Indian Age: 18 – 70 Years Monthly Net Income: income – Rs. 15,000 to Rs. 30,000
Credit Card Type	Cashback
Benefits	·         1,100 worth of activation & joining benefits ·         5% unlimited cashback on Flipkart ·         4% cashback on other Merchants (Swiggy, Uber, Cleartrip, Cult.fit, Tata Play, and PVR cinemas) ·         1.5% cashback on all other transactions. ·         4 free domestic Airport Lounge Access free within India annually ·         1% fuel surcharge waiver on all fuel transactions across India ·         15% on over 10,000 restaurants across India with EasyDiner

 Axis Flipkart Credit Card – Features and Benefits

The Axis Flipkart Credit Card offers fair cashback on online purchases which makes it an ideal choice if you want a card to use within India with great benefits. It allows cardholders to enjoy free access to Domestic Airport lounges around India per year and numerous discounts at different Axis partner restaurants, and so much more. This makes it a great card for beginners who want their first credit card experience.

Welcome Benefits 

• Using this card offers you benefits worth Rs. 1,100 upon issuance which can be enjoyed while making online spends on Flipkart and Myntra platforms.
• You get Flipkart vouchers worth Rs. 500 on your first transaction.
• You also enjoy a 15% discount up to on Rs. 500 on your first transaction on Myntra.
• For your first purchase on Swiggy using the card, there is a 50% discount which is limited to a maximum of Rs. 100.

Joining Fees

Because this is a base-level credit card, it is very affordable, and to get the Axis Flipkart Credit Card you only need to pay as little as Rs. 500 + taxes to enjoy its benefits.  You can use this credit card as you move around the country seamlessly. This makes it a good option for first-time credit cardholders who want a standard card with cool benefits.

Eligibility

Anyone who wants the Axis Flipkart Credit Card either a resident or non-resident Indian must be between the ages of 18 – 70 years with an income of Rs. 15,000 to Rs. 30,000 monthly. This minimal requirement means you do not need so much to be eligible for this card.

Annual Fee Waiver

Cardholders who spend above Rs.3.5 Lakhs get a waiver on the annual fee for the second year and there is a catch to it. Rent and wallet load transactions do not count for annual fee waivers and the waiver does not apply to those who subscribed to the lifetime free Flipkart credit card.

Airport Lounge Pass

With the Axis Flipkart Credit Card, you get to enjoy free access to 4 domestic airport lounges for a year and a lot of these entry-level credit cards do not provide such benefits. So, this makes it a great card for anyone who is more of a traveller within the country and still enjoys top-notch treatment at the airport.

Dining Benefits

This is another awesome benefit of using the Axis Flipkart Credit Card, all cardholders get to enjoy dining benefits at partner restaurants that are under the Axis Bank dining Delights program which offers about 20% off dining bills across more than 10,000 restaurants that use EasyDiner. Also, you get a 4% cashback on tickets purchased at PVR Cinemas using your credit card which is great for an entry-level credit card.

Required Documents

To get the Axis Flipkart Credit Card, there are certain documents you are required to provide before your request is processed by the bank. It is worth noting that these requirements may vary depending on each case and the documents include the following:

• Proof of Identity (Aadhaar Card, Passport, Driving license, or PAN card)
• Proof of income (Salary Payslip, Form 16, or a copy of Income Tax Return)
• Residence proof (Passport, Ration Card, Electricity bill, or Landline telephone bill)

Additional Features of Axis Flipkart Credit Card

• Zero Liability: As a cardholder, you are not liable for unauthorized transactions that may occur if you ever lose your card and report it missing within 3 days.
• Interest Rates: You get to enjoy an interest rate of about 3.65% monthly which amounts to 52.86% annually on your card.
• Foreign Exchange Rates: The markup on foreign currency transactions using this card to pay for services is 3.5% of the total amount converted. It is still a good deal for a base entry card.
• Cash Withdrawal Fees: You get charged 2.5% for every amount withdrawn with a minimum withdrawal of Rs. 500.
• Fuel Surcharge Waiver: Enjoy a 1% surcharge waiver on fuel transactions when you use the Flipkart Credit Card and spend from Rs. 400 and Rs. 4,000 at fuel stations across India. There is a maximum waiver amount pegged at Rs 400 monthly and there are no cashbacks on fuel transactions.
• Unlimited Cashback: With the Axis Flipkart Credit Card, it is easy for you to get cashback based on your card’s monthly statement balance. There is a limit on the cashback amount you can earn on the card within a particular month. This is certainly a great way to enjoy while spending and getting rewards in return.
• Cashback on Flight Payments: If you carry out transactions on Myntra, and pay for hotel and flight tickets on the Flipkart store you get access to unlimited cashback of 1.5%.
• Direct Credit to Card: You get all your cashback credited directly back to your Axis Flipkart Credit Card for you to use without any hassles.

NOTE: Please take into consideration that these are just measures to consider when applying for the Axis Flipkart Credit Card but the bank reserves exclusive rights to accept or deny your application.

Axis Flipkart Credit Card Cashback Exclusions

Although you get to enjoy amazing cashback on this standard Flipkart Credit Card, it is worth noting that there are some categories that you may spend on and cashback does not apply to them no matter how much you spend. These categories include fuel, rent, insurance, education, and utility payments. Others include paying for items on Flipkart, 2Gud.com, and Myntra using gift cards, purchases converted to EMI, Jewellery purchases, and payment of card fees, outstanding balances, and other charges.

Conclusion

In all, the Axis Flipkart Credit Card is best for beginners who are looking for great deals on cashback from their online shopping spree. It offers minimal joining and annual fees with lots of discounts on dining, Uber, PVR Cinemas, Swiggy, Cleartrip, Cult.fit, and Tata Play. So, if you are the type that loves online shopping then this card is perfect to use on Flipkart for your favorite items and still get rewards as you spend.

Although this is an entry-level credit card, it still offers more benefits than the only other competitor which is the ICICI Bank Amazon Pay Credit Card. The Axis Flipkart Credit Card allows cardholders to enjoy 4 free access to domestic Airport lounges around India per year with a 20% discount at over 10,000 Axis partner restaurants. This is a spectacular way to enjoy travelling with fine dining within the country.