The IndusInd Legend Credit Card is a premium card specifically made for affluent people and it offers unlimited free lifetime usage with no joining or annual fees. New IndusInd Legend Credit Card holders get a welcome bonus in gift vouchers from major brands, complimentary hotel stays, and so much more. With this credit card, cardholders earn 1 reward point for every Rs. 100 transaction which can be redeemed against numerous options such as Airmiles, gift vouchers, statement cash, and so much more.

There are milestone reward points apart from the regular reward points which can go up to 4,000 bonus points when the milestone on spending is achieved. IndusInd Legend Credit Card offers amazing travel experiences with complimentary domestic airport lounge access every quarter of the year, priority pass program membership and access to more than 1,000 premium lounges across the globe. Other benefits include complimentary golf sessions at some of the best golf courses in India.

IndusInd Legend Credit Card – Main Highlights

Purpose	Travel & Shopping
Joining/ Renewal Fee	Nil
Eligibility	Resident or Non-Resident Indian Employed Age: 21-60 Years Minimum Income: Rs. 20,000 per month Credit Score: 700 or more (No Defaults) Self-Employed Age: 21-60 Years Minimum Income: Rs. 20,000 per month Credit Score: 700 or more (No Defaults)
Credit Card Type	Reward Points
Benefits	Special welcome benefits include gift vouchers from Luxe, Montblanc, Postcard Hotels, Oberoi Hotels, and many other brands. 2 Complimentary visits to over 600 domestic airport lounges in India every quarter of the year High-reward points on all weekend transactions Priority Pass Membership for premium lounge access across the globe 8 Complimentary international airport lounge access with Travel Plus Programme 24-hour Concierge and Auto Assistance services Enjoy Buy 1 Get One Free offer on BookMyShow movie ticket purchases 4,000 Reward Points bonus on milestone spends worth Rs. 6 Lakhs or more 1% fuel surcharge waiver across all India filling stations 1.8% low foreign currency charge Rs. 25 Lakhs Complimentary Air Accidental Cover for cardholders Zero Cash Advance fees at ATM withdrawals

IndusInd Legend Credit Card – Features and Benefits

IndusInd Legend is a great credit card for those who have the means, the affluent and the well-to-do. The card comes with so many benefits and features that make it one of the best for individuals who love to travel and shop.

IndusInd Bank Legend offers benefits under multiple categories, including travel, dining, shopping and more. The features and benefits of this credit card are as follows:

Some of these benefits and features include the following:

• After successfully paying the joining fee on your IndusInd Legend Credit Card, you will receive a Luxe gift card for you to enjoy.
• There are gift vouchers from many premium brands such as Yatra, Urban Ladder, Hush Puppies, Charles Keith, Louis Philippe, and many more.
• You also get Vouchagram discount vouchers to use on e-merchant stores and top brands such as Amazon, Ola, Zee5, Flipkart, Uber, Apollo Pharmacy, and many more.
• There are also complimentary gift vouchers from Mont Blanc valid for 6 months and can be used at Mont Blanc retail stores.

NOTE: The above benefits are only available on select fee plans for the IndusInd Legend card.

Joining and Renewal Charge

IndusInd Legend Credit Card is a lifetime free card specially made for high-net-worth individuals by the IndusInd Bank. If you apply for this credit card you do not have to pay any joining fee and no annual renewal fees.

Eligibility

To be eligible for the IndusInd Legend Credit Card, you must be 21-65 years of age, have a good credit score of 700 and above, and monthly income of Rs. 20,000.

Movie and Dining

With your IndusInd Legend Credit Card, you will be able to enjoy a Buy-One-Get-One-Free (BOGO) offer when you buy movie tickets from BookMyShow.  This offer is for 1 free ticket monthly which is capped at Rs. 200. You will also get an additional discount of Rs. 50 if you choose the food and beverage options.

Travel Benefits

There are travel benefits that come with the IndusInd Legend credit card such as 2 complimentary access every quarter of the year at domestic airport lounges in India. You also get free Priority Pass Membership to over 600 international and domestic airport lounges.

With a registration fee of Rs. 5,000, you get the Travel Plus program which offers waivers on charges at 8 international lounges yearly. Once you exceed the free limits for the 8 international lounges, you will be charged $27 for access.

Milestone Benefit

With your IndusInd Legend Credit Card, you get up to 4,000 reward points when you hit the milestone spend limit of Rs. 6Lakhs and more in the first year of card issuance. This offer applies to your primary and add-on spending and all your bonus points will be made available within 45 days after you complete a year.

Insurance Benefits

You also get insurance coverage for Air Accidents worth about Rs. 25 Lakhs using your IndusInd Legend Credit Card to book air tickets. It also covers lost baggage, delayed baggage, lost passports, lost tickets, and missed connections from Rs. 25,000 to Rs. 1,00,000.

Concierge Benefits

There is a concierge service that comes with owning the IndusInd Legend Credit Card. You get 24-hour assistance which includes hotel reservations, flowers and gifts, flight booking, sports and entertainment booking, exclusive booking and many more.

Fuel Surcharge Waiver

You also enjoy a 1% fuel surcharge waiver up to Rs. 2,400 on all fuel transactions at all Indian filling stations in partnership with IndusInd Bank.

Required Documents

The following documents are required sto get your IndusInd Legend Credit Card application approved by the IndusInd Bank. These documents include the following:

• Proof of Address: Passport, Voter ID Card, Driver’s License, Utility bills, Aadhar Card, or any approved ID.
• Proof of Identification: Voter ID Card, PAN Card, Aadhar Card, Driver’s License, or any government-approved ID.
• Proof of Income: Salary slips (3 months), Bank Statement (3 months) or ITR (for self-employed applicants).

Additional Features of IDFC FIRST Millennia Credit Card

• Foreign Exchange Rates: The foreign exchange rate for foreign currency transactions online and offline is pegged at 1.80% of the total amount for all international payments.
• Interest Rates: The interest rate on the credit card is 3.83% per month and 46% per year.
• Cash Withdrawal Fees: There is a 2.5% fee charged on the withdrawal amount at ATMs at a minimum of Rs. 500 depending on which is higher.
• Zero Liability: For cases of theft or in the event you lose your card, there is a lost card liability which applies 2 days before you report to the bank up until 7 days after.

Conclusion

In all honesty, the IndusInd Bank Legend Credit Card is a premium credit card for top earners and it offers lifetime free access without any joining or annual renewal charges. It also allows cardholders the benefits of world-class treatments for those who love to travel within and outside India.

It is a great option as it offers free access to airport lounges, concierge services, low foreign currency markup on international transactions, and amazing bonus reward programs. You get welcome benefits as soon as you get your IndusInd Legend Credit Card with milestone benefits when you hit a mark within the year of issuance and so much more.

Furthermore, there are bonus gift vouchers that can be used at top brands such as Uber, Flipkart, Mont Blanc, Vouchagram, BookMyShow, and so much more. So, if you want a card with premium benefits, then the IndusInd Bank Legend Credit Card is your best bet.